Overview
The LedgerBridge Payment App is a next-generation peer-to-peer payment platform that enables users to send both US dollars and Bitcoin simultaneously — using just a phone number or email address. Built on top of LedgerBridge's institutional custody infrastructure, it bridges traditional banking with digital asset transfers in a single, unified experience.
The only platform offering simultaneous USD + Bitcoin transfers in a single action. Send dollars, Bitcoin, or both at once — as simply as sending a text message.
Core Features
Dual-Asset Transfers
Send USD, Bitcoin, or both at the same time to any contact. Both legs of a dual-asset transfer complete together or not at all, ensuring users are never left in a partial state. A unique capability no other P2P payment platform offers.
Contact-Based Sending
Recipients are identified by phone number or email address. No need to know bank account numbers, routing numbers, or Bitcoin wallet addresses. If the recipient isn't on the platform yet, they receive an invitation to claim their funds.
Instant Settlement
User-to-user transfers within the platform settle instantly. External transfers leverage same-day processing. Real-time balance display for both USD and Bitcoin so users always know where they stand.
Mobile-First Design
Native iOS and Android applications with biometric authentication (Face ID, Touch ID), real-time balance display, and an intuitive interface designed for everyday use by any consumer.
AI-Powered Transfers
An optional AI assistant allows users to initiate transfers through natural language commands, making financial transactions as simple as sending a text message. The assistant handles recipient resolution, compliance verification, and transaction execution — all within user-defined security limits.
Simple fiat transfers using just a name from your contacts
Dual-asset transfers combining dollars and Bitcoin in one command
Contextual follow-up commands that remember previous transactions
Consumer Experience
Send & Receive
Instant peer-to-peer transfers of USD and Bitcoin using phone numbers or email
AI Assistant
Natural language commands for transfers with contextual understanding
Card Program
Physical and virtual debit cards with mobile wallet support and instant controls
Cross-Currency P2P
Send in one currency, recipient receives in another — instantly
Direct Deposit
Receive payroll directly with early access and automatic currency conversion
Recurring Payments
Automated transfers for rent, subscriptions, remittances, and savings goals
Security & Compliance
The Payment App is built on top of LedgerBridge's proven institutional custody infrastructure, inheriting all security and compliance capabilities from the core platform.
Biometric Authentication
Face ID, Touch ID, and mandatory two-factor authentication for all transactions
HSM-Protected Keys
Multi-signature key infrastructure inherited from the institutional custody platform
AI Security Limits
Granular user-defined permissions: transaction limits, authorized recipients, active hours
Fraud Prevention
Velocity limits, device trust scoring, behavioral analysis, and real-time alerts
Full Compliance Layer
Blockchain analytics, OFAC sanctions screening, AML monitoring, and consumer payment regulation compliance
Bank-Integrated Oversight
Banking partners retain real-time visibility into operations with emergency halt capability
For Banking Partners
Increase Customer Engagement
Give your customers a daily-use payment application that extends the value of your digital asset offerings beyond custody. Drive platform engagement and deepen customer relationships.
Retain Full Control
Our sidecar architecture provides real-time visibility into all payment volumes, fraud alerts, and consumer activity. Banks retain emergency halt authority and independent audit access at all times.
Offer the Future of Payments
Contact us to learn how the LedgerBridge Payment App can enhance your banking platform with next-generation payment capabilities.
info@ledgerbridge.co